All material in these articles and on this website, unless otherwise stated, are and remain the property of Karen Cohen. Copyright and Intellectual Property laws protect this written material. Reproduction or retransmission, in whole or in part, in any manner, is a violation of Copyright Law. A single copy of an article may be made, solely for PERSONAL, non-commercial use but individuals must preserve any Copyright or other notices contained in or associated with them. Users may NOT distribute such copies to others, whether or not in electronic form, whether or not for a charge or other consideration, without prior written consent of the copyright holder of the materials. Contact information for requests for permission are as follows: One Publishing, P.O. Box 16, Ivanhoe, Vic. 3079, Australia email@example.com.